Financial Services

The FinTech market has exploded in recent years. Demand for mobile and open banking initiatives has presented huge challenges to start-ups and established companies alike. 

Protecting Trust in FinTech

Trust is one of the attributes attached to traditional Financial Services companies. Many banks, insurance companies, investment houses have hundreds of years of brand equity built up by their customers' trust in them. Such trust has so far given an advantage to established financial companies, but Banking as a Service (BaaS) FinTech opens new attractive opportunities for profitable neo-banks to erode the dominance of traditional companies. 

However, many of these services are delivered from untrusted platforms. As multiple Security Lab exercises have demonstrated, mobile devices and their operating systems may not be as secure as many have assumed. The APIs for many banking apps can be accessed through simple code analysis, and these APIs link directly to bank networks and Customer Personally Identifiable Information.

As payments and access to consumer and business bank accounts continue to open up under Open Banking, the opportunity of the Internet of Things (IoT), from your smart speaker to your car, to instigate and smooth transactions is clear. But if the code and crypto-keys upon which the services depend are compromised, there will be severe consequences for the customer and for the regulated Fintechs (established or new) in the chain.

Trust is everything. 


Personally Identifiable Information (PII) is a valuable commodity. The challenge for any FinTech is to use the information shared by account holders in a way that is safe and regulator-compliant. Without this 'simple' understanding, the risks to all the players in the Open Banking chain is clear. 75% of data compromised in financial services is PII.


Since the announcement of PSD2 (Second Payment Service Directive) in the EU, the financial services market has been moving inexorably towards a model that is more open, transparent and interlinked: Open Banking and APIs. This challenges the industry’s traditional 'wall and moat' model of security.


A rise in phishing and other scams during the pandemic yielded a bumper crop of personal information for sale on the dark web. Card cycling — a method for testing the validity of stolen credentials — increased 54% as bad actors looked to verify the data they’d purchased.



Mobile payments in the US will grow by 300% in the next 5 years. 
$10 Trillion


Digital wallet spend will reach $10 trillion by 2025. 


Mobile Point of Sale (mPOS) will see a 25% growth by 2023.

mobile device as authentication

eCommerce websites increasingly use mobile devices as an authentication channel. 
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Strong Security

Leave software protection and license management to us - that's what we do. Your focus can be on developing great products.

Custom Settings

We put the control in your hands. Design your security and licensing model to work for your business.

Multiple License Types

Offer the type of licenses that meet your business needs: perpetual, subscription, network-based, trial, or timed.

Flexible Activations

You define when a license is required, and how it can be activated.

Subscription Support

Expand your user base with a lower entry cost. Subscriptions are easy to distribute and manage.

Demo at Launch Time

Hook your customer at first launch - choose to allow a trial period and specify what the user's options will be once the demonstration period is over.

Fast, Secure Database

Speed and security are serious business - we take care of that for you, processing millions of license activations a week.

Encrypted Communications

Our system uses encrypted channels to protect your software locally; you will never need to send us unprotected source files.


Request and download custom reports - even track usage in real-time.

Customer Support

Our customers receive full documentation, quality support, and access to our engineering team.

Proven Track Record

Our protection stands strong for years, not hours or days.
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